Retirement
Whether you're an individual saving for retirement or a small business owner hoping to offer retirement benefits to your staff, we at Generational Wealth Consulting know how important it is to secure your financial future. With our extensive range of retirement planning services, we customize solutions to meet your specific needs and objectives.
We offer a range of retirement planning services, and we tailor solutions to suit your unique needs and goals.
Individual Retirement Planning
Generational Wealth Consultants provides clients with a wide range of retirement plans designed to optimize savings and tax benefits. Our offers include:
IRA (Individual Retirement Account):
A Traditional IRA allows you to make pre-tax contributions, possibly decreasing your taxable income and providing tax-deferred growth until retirement.
Roth IRA:
A Roth IRA allows you to contribute after-tax income while withdrawing tax-free in retirement, providing beneficial tax diversity.
403(b):
A 403(b) plan, which is popular among non-profit and public-school employees, provides tax-deferred growth as well as optional employer contributions.
457(b):
A 457(b) plan is available to select government and non-government employees and provides tax-deferred growth with adjustable contribution limitations.
Small Business Retirement Planning
Offering retirement benefits can help small firms recruit and retain excellent workers. Legacy Funding offers a variety of retirement programs customized to the needs of small businesses, including:
SIMPLE IRA (Savings Incentive Match Plan for Employees):
SIMPLE IRAs are tax-advantaged plans for organizations with fewer than 100 workers that allow for both employer and employee contributions while simplifying administration.
SEP IRA (Simplified Employee Pension IRA):
A SEP IRA is ideal for self-employed individuals and small companies since it provides larger contribution limits than other plans while still being simple to administer.
Payroll Deducted IRA:
An straightforward and cost-effective retirement savings option that allows employees to make direct contributions to an IRA from their paychecks.
401(k):
A 401(k), one of the most common retirement plans for organizations of all kinds, allows for contributions from both employees and employers, with the possibility of matching contributions and tax benefits.
Why Choose Legacy Funding?
With Generational Wealth Consultants, you can be confident that your retirement planning requirements are in capable hands. Our financial advisers collaborate closely with each client to create individualized plans for attaining long-term financial stability. Whether you're an individual investor or a small company owner, Legacy Funding can guide you down the path to a comfortable and lucrative retirement.
